The stablecoin.hot blog
News, analysis and deep dives on stablecoins, chains, and AI payment protocols.
Kakao Pay's Agentic Payment PoC: How Two-Way AI Agent Settlement on Stablecoins Works
Kakao Pay has completed a proof of concept in which AI agents buy and sell goods and data using stablecoins, a two-way settlement model that goes beyond the one-directional agent payments most pilots test.
Visa and Circle Back Stablecoin Payments Platform Velocity in $10M Extension
Stablecoin payments and treasury platform Velocity has raised $10 million in a Series A extension with strategic backing from Visa and Circle, tightening the card network's ties to stablecoin settlement rails.
Ant International Ships Its Agent Payments Protocol — Now Comes the Adoption Test
Ant International has moved from drafting agent-payment standards with the card networks to shipping an actual protocol, with 10 wallets and 7 acquirers signed on for phase one.
Binance Wants AI Agents as Exchange Customers: What Agent OS Actually Implies
Binance is positioning autonomous AI agents as a distinct customer class for exchanges, with its Agent OS framework enabling automated trading inside operator-set limits.
Coinbase and Moov Push Stablecoins Into 1,000+ US Community Banks
Coinbase is partnering with banking-software provider Moov to let more than a thousand US community banks offer stablecoin services through the core systems they already run.
Korea Will Tax Stablecoin Spending From Next Year, and AI Agent Payments Are in Scope
Korean officials confirmed that gains realized when paying with stablecoins like USDT will be taxed once crypto taxation begins next year, with machine-initiated agent payments explicitly covered.
TRM Labs: Most x402 Payment Volume Isn't Coming From AI Agents
Blockchain intelligence firm TRM Labs finds that the majority of payment volume on Coinbase's x402 protocol does not originate from autonomous AI agents, undercutting the sector's core narrative.
Visa, Mastercard and Ant Are Writing the Rules for Verifying AI Agents That Pay
The card networks are jointly drafting shared standards for verifying autonomous purchasers, a move that would pull agent commerce onto identity rails they control.
FDIC Draws a Hard Line: No Deposit Insurance for Stablecoin Holders, No Back Doors Either
FDIC Chair Travis Hill says a pending rule will block any pass-through of deposit insurance to stablecoin users, settling a question issuers had hoped to answer the other way.
When AI Agents Pay: How Autonomous Machine Payments Actually Clear
Autonomous AI agents are already transacting without human sign-off, and the rails they settle on — stablecoin protocols versus card networks — will decide who owns machine commerce.
Ripple Puts AI Agents Inside Treasury Software: Capabilities and Limits
Ripple has embedded AI agents into its treasury platform for liquidity management, risk monitoring and reconciliation — a narrow, back-office deployment rather than autonomous machine commerce.
The Agentic Payments Bubble Is Real, and That Is Not the Same as the Technology Failing
Skeptics say machine-to-machine payments volume is trivially small and the hype has outrun reality — both things can be true at once.